Disclosures, Terms, Policies, and Website Procedures
Registration: Investment advisory and financial services are offered through advisory representatives of Liberty Financial Planning, Inc., a financial planning firm registered with the State of Michigan.
Disclaimer: This website is for informational purposes only and does not constitute a complete description of our investment advisory services. No information contained on this website constitutes tax, legal, insurance or investment advice.
This website should not be considered a solicitation, offer or recommendation for the purchase or sale of any securities or other financial products and services discussed herein. Viewers of this website will not be considered clients of Liberty Financial Planning just by virtue of access to this website.
Liberty Financial Planning, Inc. only conducts business in jurisdictions where licensed, registered, or where an applicable registration exemption or exclusion exists. Information contained herein is not intended for persons in any jurisdiction where such distribution or use would be contrary to the laws or regulations of that jurisdiction, or which would subject Liberty Financial Planning to any unintended registration requirements. Visitors to this site should not construe any discussion or information contained herein as personalized advice from Liberty Financial Planning. Visitors should discuss the personal applicability of the specific products, services, strategies, or issues posted herein with a professional advisor of his or her choosing.
Liberty Financial Planning will provide all prospective clients with a copy of our current Form ADV Part 2A (“Disclosure Brochure”) and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov, or you may contact us to request a free copy.
Web Visitor Privacy and Privacy Protection Information: Liberty Financial Planning is committed to maintaining the privacy of any nonpublic information that we obtain about you through your use of this site. Except as may otherwise be required by law, we will disclose any such information to service providers of Liberty Financial Planning (to the extent permitted by law) and to third parties only to the extent necessary or appropriate for the effective management and administration of Liberty Financial Planning operations or this website. We do not sell email lists under any conditions.
Social Media: Notice to users on Google+, LinkedIn, Facebook, Twitter, clicking the Like, + or Follow button does not constitute a testimonial for or endorsement of Liberty Financial Planning or any of its supervised persons. The term “like” is the only mechanism available to receive updates from a financial institution’s Facebook page or other social media accounts, but its usage implies the ability for someone to follow/receive posts from Liberty Financial Planning’s Facebook page. Those posting on pages managed by Liberty Financial Planning may not provide testimonials for Liberty Financial Planning or any supervised person, as such posts are prohibited by federal law. Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Liberty Financial Planning’s advisory persons after entering into an advisory agreement and providing Liberty Financial Planning with all requested information about your background necessary to render services.
Terms and Conditions of Use: Decisions based on information contained herein are the sole responsibility of the person viewing the website. In exchange for utilizing the information on this website, the visitor agrees to indemnify and hold Liberty Financial Planning, its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from the use of this website, violation of these terms or from any decisions that the viewer makes based on such information.
Liberty Financial Planning reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these Terms, you are agreeing to these Terms as modified.
Market data, articles and other content on this Website are based on generally-available information and are believed to be reliable. Liberty Financial Planning does not guarantee the accuracy of the information contained in this Website. The information is of a general nature and should not be construed as investment advice.
IRS Circular 230 Disclaimer: To ensure compliance with requirements imposed by the U.S. Internal Revenue Service, any tax advice contained in this website is not intended or written to be used and cannot be used for the purpose of (1) avoiding tax-related penalties under the U.S. Internal Revenue Code or (2) promoting, marketing or recommending to another party any tax-related matters addressed herein.