Retirement Planning
Links to Other Services We Offer
Retirement Planning
-
Education Planning
Emergency
Planning - Investment Strategies
Tax Planning
- Income Protection
-
Estate Planning
Budget Analysis & Debt Management
The
Working Years
Many people have no idea if they will be able
to enjoy a comfortable retirement. They face a host of
common questions. How much should you be saving for
retirement? At what age can you expect to be able to retire?
How much will you need to retire? What lifestyle will you be
able to enjoy in retirement? Don't be caught by
surprise when you're on the verge of retirement and it's too
late! Plan now so you know where you're heading and how to
get there. Time is your greatest asset.
The Golden Years
If you're nearing retirement or are already
retired, you face some important questions. What lifestyle
can you afford? What does your budget look like? How long
will your assets last? How do you invest to make the most of
your nest egg without taking excessive risks? Should you take
Social Security earlier or later? How much can you safely
withdraw from your nest egg? In what order should you tap
your
various retirement accounts? Dealing with
these issues appropriately can make or break your retirement
years.
Retirement Plans
We specialize in retirement planning with a
comprehensive analysis of your retirement goals based upon
Liberty’s proprietary retirement planning model. This model
replicates the flow of money over the course of your life
from the accumulation of assets during the working years to
the spending of those assets during retirement. We review
multiple scenarios to show you how much you should be saving
for retirement, the amount of income you will need in
retirement for your desired lifestyle, the sources of your
retirement income (including any pensions and Social
Security), and how long your assets will last in retirement.
The result is a realistic plan to achieve your retirement
dreams.
Retirement Portfolio
This service provides a detailed plan of the
recommended investment strategy to achieve your retirement
goals. Each retirement account or source of funds is
considered individually and coordinated into one
comprehensive master plan. We review which retirement
accounts are best for you, where you should hold those
accounts, the amounts you should contribute to each, and the
specific investments you should make in each account given
your tax situation, risk tolerance, and diversification
needs. All investment recommendations are fully explained.
Detailed instructions are provided to implement your
retirement portfolio in a convenient, cost-effective manner.
We work with you to achieve your financial goals, whether you have just one
question or want a complete financial plan. Call us today to
see how we can serve you.
We
appreciate your business!
